Who qualifies for Medicaid?

Who qualifies for Medicaid?

• A. High-income individuals
• B. People with disabilities only
• C. Low-income individuals (≤ 138% of FPL)
• D. Seniors

Answer: (C)

The key idea here is that Medicaid eligibility is largely determined by income relative to the federal poverty level, especially after the ACA expansion. Medicaid is a needs-based program, so people with limited income have the strongest qualification path. In states that expanded Medicaid, adults without dependent children can qualify if their income is up to 138% of the federal poverty level, broadening access beyond just seniors or people with disabilities. That makes low-income individuals at or below 138% FPL the group most clearly eligible under the expansion rules. High-income individuals generally do not qualify. While seniors or people with disabilities can qualify, it's not automatic just because of age or disability; eligibility depends on meeting income (and sometimes asset) tests and other criteria.

The key idea here is that Medicaid eligibility is largely determined by income relative to the federal poverty level, especially after the ACA expansion. Medicaid is a needs-based program, so people with limited income have the strongest qualification path. In states that expanded Medicaid, adults without dependent children can qualify if their income is up to 138% of the federal poverty level, broadening access beyond just seniors or people with disabilities. That makes low-income individuals at or below 138% FPL the group most clearly eligible under the expansion rules.

High-income individuals generally do not qualify. While seniors or people with disabilities can qualify, it's not automatic just because of age or disability; eligibility depends on meeting income (and sometimes asset) tests and other criteria.